International and global mutual funds offer investors access to markets outside of the United States. But what's the difference between these two funds? Read on to find out and learn the advantages of each.

At current count there are over 100 cases in the courts based on fiduciary breach including excessive fees, inappropriate investment choices, self-dealing including exclusive use of proprietary funds. The majority of these cases are class actions in which an employee is named as the representative of the employee class. Some of these cases were dismissed for lack of proper supporting documentation for plaintiff claims and some were dismissed based on proper use of “process” as discussed in a prior topic even though the result was less than optimal.

The Profit-Sharing Council of America reported that more than 20% of plans offer a brokerage window and that percentage is growing. It is true that a brokerage window provides a much wider range of investment options and potentially lower cost alternatives. It is also clear that the brokerage window would appeal mostly to those participants that are more hands on, i.e. higher paid and more knowledgeable about managing their investments. Unfortunately, this option, if offered, must be offered to all participants. Although the option must be offered to all participants the availability of the brokerage window can be limited to a specified percentage of the participant’s account, it can exclude certain investments, e.g. limited partnerships, options, futures, and other derivatives.